2021-2022 Upper Year JD Students |
DEADLINE | ITEM | NEW STUDENTS | RETURNING STUDENTS | TIME TO PROCESS |
Without delay, as soon as possible | JD Financial Aid Program application | Begin by applying for the Scotia Professional Student Plan® or TD Student Line of Credit® and government student loans. For a provisional assessment (estimate) of the UofT Law aid package please use the online JD Financial Aid Calculator. | Apply by August 4 | |
May 31, 2021 | Interest-free loan applications: Scotia Professional Student Plan®, or TD Student Line of Credit® | Application decisions will be communicated via email by the bank directly. Students approved for the loan must physically go to a specific branch in downtown Toronto to sign loan and service agreement documents. Scotiabank: Queen St & McCaul St (just west of University Ave) TD Bank: 77 Bloor St. West (at Bay St). Since you will not be able to access these funds from the bank until after classes start on September 8 (which is when the Faculty will advise the relevant bank that you are a registered Faculty of Law student), you can hold off arranging to sign these documents. You can wait until you are in the Toronto area to set an appointment at the specific branch. | Check with the bank for an update. | 2-4 weeks |
June 30, 2021 | Government student loans | To avoid processing delays please apply as soon as possible, ideally before the deadline. Most online applications are available early spring (April-June). Proof of application, and eligibility, for government student loans will be required for students wishing to defer payment of their tuition fee minimum payment. IMPORTANT: Before submitting the government student loan application (online or on paper), you MUST retain a copy of the completed form, showing the form questions and your data entered. The copy is needed for the JD Financial Aid application. | 4-6 weeks |
August 4, 2021 | Tuition Fee: Minimum payment in order to be officially registered | Minimum fee payment must be either paid or deferred by deadline, otherwise your seat at the Faculty of Law may be forfeited.
Even though you will not have access to your Scotiabank or TD funds until the start of classes on September 7, you can still have your tuition fees paid from your Line of Credit.
To do so, you will have to provide Scotiabank or TD with a copy of your fees invoice (which you can access via ACORN) and ask them to deposit the required amount directly to your University of Toronto student account (the account number will be on the top right hand corner of the invoice). This can be done as soon as you have access to your invoice and fee amount in ACORN. | see September 7
| 1 week |
August 4, 2021 | JD Financial Aid Program application | Submit application and supporting documents, except for final summer paystubs. | 4-6 weeks |
September 7, 2021 | Classes Begin | Start of Fall Session (term) for upper year students. | |
September 7, 2021 | Tuition Fee: Minimum payment in order to be officially registered | see August 4 | Minimum fee payment must be either paid or deferred by deadline, otherwise access to eLegal will be suspended, you will not be able to add courses or claim a course on which you are wait listed.
Even though you will not have access to your Scotiabank or TD funds until you are officially registered, you can still have your tuition fees paid from your Line of Credit (interest-free loans). | 1 week |
September 7, 2021 | Final Summer Paystub | Submit for final assessment of JD Financial Aid program. | 10 days |
September 23, 2021 | JD Financial Aid Program final assessment | Release date of email with final assessment, for those applications which were complete (with all supporting documentation) by September 7. | |
September 30, 2021
| Tuition fees: Fall Session fees due | Accounts with an outstanding balance as of October 15 are subject to a monthly service charge of 1.5% compounded monthly (19.56% per annum) assessed as of the 15th of every month. It normally takes 5 business days for a payment to be processed by the bank and for the amount to be updated to the student account. | 5 days |
February 28, 2022 | Interest-free loan: Payment of interest | Recipients of aid from the UofT Law JD Financial Aid program provide a copy of the January or February 2022 bank statement in order for the Faculty to reimburse the interest on the line of credit loan. The reimbursement will be deposited to the student account in ACORN. | 2-3 weeks |
April 30, 2022 | Student Account paid in full | If the student account in ACORN is not paid by the end of this academic year, students will be subject to academic sanctions. | |